Terms of Use

Last updated October 26, 2026

This website (highersourcecollective.com) is operated by HIGHER SOURCE LLC, a Florida limited liability company and independent OneShare Health affiliate (“we,” “us”). By using this website, you agree to these terms.

This is not insurance

OneShare Health is a Health Care Sharing Ministry, not insurance. Programs are not available in MA, MD, MT, NM, PA, WA, WI or VT. Higher Source Collective is not an insurance company, and health care sharing is not an insurance policy. Members are not insured.

No guarantee of sharing

Sharing of medical bills is voluntary among members, and payment of any particular bill is not guaranteed. Whether a bill is eligible for sharing is decided by OneShare Health under its Membership Guidelines.

Information only

This website gives general information about OneShare Health programs to help you decide whether to learn more. It isn’t medical, legal, tax or financial advice. We try to keep it accurate, but program details can change.

OneShare Health’s guidelines control

Membership, eligibility, waiting periods, Monthly Contributions and sharing are governed by OneShare Health’s own Membership Guidelines and Member Agreement. If anything on this website differs from those documents, OneShare Health’s documents control.

Who we are

We are an independent affiliate. We are not OneShare Health, and we can’t approve applications or decide whether a bill is shared.

Where programs are available

Programs are not available in MA, MD, MT, NM, PA, WA, WI or VT, and nothing on this website is an offer in those states.

Other websites

Links to other websites, like Google’s booking page or OneShare Health’s website, are provided for convenience. Their own terms and privacy policies apply, and we aren’t responsible for them.

Using this website

Please use this website and its forms only for real questions and requests. Don’t misuse the forms, try to break the site, or send medical information.

No warranties; limits on liability

This website is provided “as is.” To the extent the law allows, we aren’t liable for any loss that comes from using it or relying on its information.

Florida law

These terms are governed by the laws of the State of Florida.

Changes

We may update these terms. The new version will be posted here with a new date at the top.

Contact us

HIGHER SOURCE LLC · [email protected]